Everybody knows what Travel Insurance is – it’s that thing that kiasu people buy before they go on a holiday, in case die or kena earthquake hor? Or.. it’s that thing that airlines sneakily add into your fare (then you have to remember to uncheck the box, if not your GOOD DEAL airfare of $80 suddenly becomes $150++ , because of travel insurance, upgrades, seat selection, meals, yada yada) and honestly, alot of people don’t buy travel insurance because we travel so often (#wanderlust #yolo #vacay) that we think – what are the odds of anything happening to us?  Even an extra $25 not worth it! I travel quite a fair bit, especially short trips, so i totally feel your pain (go batam ferry ticket only $48 but travel insurance $20+ very expensive leh!) But recently I’ve been able to appreciate travel insurance a little better. So here’s 5 reasons…